Protect what you've worked so hard for with a fixed index annuity

Fixed Index Annuities

When you think of financial options during retirement, a Fixed Index Annuity may be the right choice. These provide protection from stock market risk, while at the same time providing income options to suit your lifestyle.

A Fixed Index Annuity provides options:

  • for continued growth of your retirement savings,
  • liquidation for life events (if need be), and
  • death benefit options for generational planning.
Cheerful little granddaughter hugging her happy grandmother at kitchen at home, having lunch together, copy space

traded securities vs. annuities

Annuities have been made available to the public by insurance companies in the United States since 1812. That means that annuity agents have been in existence for over 200 years! Traded securities have also been around for over 200 years; the New York Stock Exchange (NYSE) was founded in 1792 by a board of 24 brokers, and reorganized and acquired its first traded securities in 1817. Annuities and traded securities each have a long history, and they are very different financial products.

It’s very important to remember that the laws and rules that govern these two financial institutions and their products are distinctly different in application and purpose. When a retiree trades a security on the NYSE, there is an inherent risk of financial loss from buying and selling that security. But with an annuity, the insurance company is required by law to have a dollar-for-dollar reserve set aside to ensure that policy holders will receive an income from the annuity – even if the insurance company’s assets lose value. This is what makes an annuity such an attractive option for retirees!


is an annuity right for you?

Here at Legacy Insurance and Financial, we can guide you to those annuities that are designed just for the retiree. We have a no-cost, no obligation, mini-seminar for prospective clients that can be done in the home or in our office. If you’re ready to take advantage of this opportunity, fill out the form below and we will be in touch.

Schedule your mini-seminar today